:root {
  --navy-950: #020617;
  --navy-900: #0f172a;
  --navy-800: #1e293b;
  --primary: #0369a1;
  --primary-light: #0284c7;
  --primary-soft: #e0f2fe;
  --whatsapp: #16a34a;
  --whatsapp-bright: #22c55e;
  --whatsapp-hover: #15803d;
  --text-primary: #0f172a;
  --text-secondary: #334155;
  --text-muted: #64748b;
  --bg-page: #f8fafc;
  --bg-card: #ffffff;
  --border-color: #e2e8f0;
  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 18px;
  --shadow-sm: 0 1px 3px 0 rgb(0 0 0 / 0.06);
  --shadow: 0 4px 12px -2px rgb(15 23 42 / 0.08);
  --shadow-xl: 0 20px 35px -10px rgb(15 23 42 / 0.14);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  background-color: var(--bg-page);
  color: var(--text-primary);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

.container {
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 20px;
}

/* Top bar regulatória */
.topbar {
  background-color: var(--navy-950);
  color: #cbd5e1;
  font-size: 0.8rem;
  padding: 9px 0;
  border-bottom: 1px solid #1e293b;
}

.topbar-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}

.topbar-left, .topbar-right {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}

.badge-susep {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #38bdf8;
  font-weight: 700;
}

.topbar-divider {
  color: #475569;
}

.topbar-cnpj {
  color: #e2e8f0;
  font-weight: 600;
}

.topbar-insta {
  color: #38bdf8;
  text-decoration: none;
  font-weight: 600;
  padding: 2px 8px;
  border-radius: 6px;
  background: rgba(56, 189, 248, 0.1);
  transition: background 0.2s;
}

.topbar-insta:hover {
  background: rgba(56, 189, 248, 0.2);
}

/* Navbar Institucional */
.navbar {
  background-color: #ffffff;
  border-bottom: 1px solid var(--border-color);
  padding: 14px 0;
  position: sticky;
  top: 0;
  z-index: 40;
}

.navbar-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.brand-identity {
  display: flex;
  align-items: center;
  gap: 12px;
}

.brand-monogram {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: linear-gradient(135deg, #0f172a 0%, #0369a1 100%);
  color: #ffffff;
  font-weight: 800;
  font-size: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  letter-spacing: -0.03em;
}

.brand-title {
  display: block;
  font-weight: 800;
  font-size: 1.15rem;
  color: var(--navy-900);
  line-height: 1.2;
}

.brand-subtitle {
  display: block;
  font-size: 0.76rem;
  color: var(--text-muted);
  font-weight: 600;
}

.navbar-links {
  display: flex;
  align-items: center;
  gap: 22px;
}

.navbar-links a {
  text-decoration: none;
  color: var(--text-secondary);
  font-size: 0.9rem;
  font-weight: 600;
  transition: color 0.15s;
}

.navbar-links a:hover {
  color: var(--primary-light);
}

/* Hero Section Split Grid */
.hero {
  padding: 44px 0 52px;
  background: radial-gradient(circle at 15% 10%, #e0f2fe 0%, #f8fafc 55%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.18fr 0.82fr;
  gap: 40px;
  align-items: start;
}

.pill-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background-color: #e0f2fe;
  color: #0369a1;
  font-weight: 700;
  font-size: 0.82rem;
  padding: 6px 14px;
  border-radius: 9999px;
  margin-bottom: 16px;
  border: 1px solid #bae6fd;
}

h1 {
  font-size: 2.35rem;
  font-weight: 800;
  color: var(--navy-900);
  line-height: 1.2;
  margin-bottom: 16px;
  letter-spacing: -0.03em;
}

.hero-desc {
  font-size: 1.08rem;
  color: var(--text-secondary);
  margin-bottom: 26px;
  line-height: 1.65;
}

/* Benefits Grid */
.benefits-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 24px;
}

.benefit-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #ffffff;
  padding: 13px 15px;
  border-radius: 12px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
}

.benefit-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #dcfce7;
  color: #15803d;
  font-weight: 800;
  font-size: 0.78rem;
  flex-shrink: 0;
  margin-top: 2px;
}

.benefit-item strong {
  display: block;
  font-size: 0.9rem;
  color: var(--navy-900);
  line-height: 1.3;
}

.benefit-item span {
  display: block;
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 2px;
  line-height: 1.35;
}

/* Advisor Strip */
.advisor-strip {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 16px;
  background: rgba(255, 255, 255, 0.85);
  border: 1px solid #cbd5e1;
  border-radius: 12px;
}

.advisor-badge {
  font-size: 1.5rem;
}

.advisor-info strong {
  display: block;
  font-size: 0.9rem;
  color: var(--navy-900);
}

.advisor-info span {
  display: block;
  font-size: 0.8rem;
  color: var(--text-secondary);
}

/* Quote Card (Formulário Rápido) */
.quote-card {
  background: #ffffff;
  border: 1px solid #cbd5e1;
  border-radius: var(--radius-lg);
  padding: 26px 24px;
  box-shadow: var(--shadow-xl);
}

.quote-card-header {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  font-weight: 700;
  color: #15803d;
  background: #dcfce7;
  padding: 4px 12px;
  border-radius: 9999px;
  margin-bottom: 12px;
}

.quote-status-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background-color: #16a34a;
}

.quote-card h2 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--navy-900);
  margin-bottom: 6px;
}

.quote-card-sub {
  font-size: 0.88rem;
  color: var(--text-secondary);
  margin-bottom: 18px;
}

.quote-form {
  display: flex;
  flex-direction: column;
  gap: 13px;
}

.form-field label {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 5px;
}

.form-field input,
.form-field select {
  width: 100%;
  padding: 11px 13px;
  font-size: 0.92rem;
  font-family: inherit;
  color: var(--navy-900);
  background-color: #f8fafc;
  border: 1px solid #cbd5e1;
  border-radius: var(--radius-sm);
  transition: border-color 0.15s, background-color 0.15s, box-shadow 0.15s;
}

.form-field input:focus,
.form-field select:focus {
  outline: none;
  border-color: var(--primary-light);
  background-color: #ffffff;
  box-shadow: 0 0 0 3px rgba(2, 132, 199, 0.15);
}

.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

/* WhatsApp Primary Button */
.btn-whatsapp {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background-color: var(--whatsapp);
  color: #ffffff;
  font-size: 1.08rem;
  font-weight: 800;
  font-family: inherit;
  text-decoration: none;
  padding: 16px 24px;
  border-radius: 12px;
  border: none;
  cursor: pointer;
  box-shadow: 0 10px 22px -5px rgba(22, 163, 74, 0.45);
  transition: all 0.2s ease;
  width: 100%;
  margin-top: 4px;
}

.btn-whatsapp:hover {
  background-color: var(--whatsapp-hover);
  transform: translateY(-1px);
  box-shadow: 0 14px 26px -5px rgba(22, 163, 74, 0.55);
}

.pulse {
  animation: pulse-shadow 2.5s infinite;
}

@keyframes pulse-shadow {
  0% { box-shadow: 0 0 0 0 rgba(22, 163, 74, 0.5); }
  70% { box-shadow: 0 0 0 12px rgba(22, 163, 74, 0); }
  100% { box-shadow: 0 0 0 0 rgba(22, 163, 74, 0); }
}

.direct-cta-row {
  margin-top: 12px;
  text-align: center;
}

.link-direct-whatsapp {
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--primary);
  text-decoration: none;
}

.link-direct-whatsapp:hover {
  text-decoration: underline;
}

.cta-microcopy {
  margin-top: 10px;
  font-size: 0.78rem;
  color: var(--text-muted);
  text-align: center;
}

/* Insurers Section */
.insurers-section {
  padding: 28px 0 32px;
  background-color: #ffffff;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
  text-align: center;
}

.section-kicker {
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-weight: 700;
  color: var(--text-muted);
  margin-bottom: 16px;
}

.insurers-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
}

.insurer-tag {
  background-color: #f8fafc;
  color: var(--navy-800);
  border: 1px solid var(--border-color);
  font-weight: 700;
  font-size: 0.85rem;
  padding: 8px 16px;
  border-radius: 8px;
}

/* Section Headers */
.section-eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--primary-light);
  margin-bottom: 8px;
}

.section-lead {
  color: var(--text-secondary);
  max-width: 660px;
  margin: 0 auto 36px;
  font-size: 1rem;
}

/* Steps Section */
.steps-section {
  padding: 64px 0;
  text-align: center;
}

.steps-section h2,
.trust-section h2,
.faq-section h2 {
  font-size: 1.85rem;
  font-weight: 800;
  color: var(--navy-900);
  margin-bottom: 12px;
  letter-spacing: -0.02em;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 22px;
}

.step-card {
  background: #ffffff;
  padding: 28px 24px;
  border-radius: var(--radius);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow);
  text-align: left;
}

.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background-color: var(--primary-soft);
  color: var(--primary);
  font-weight: 800;
  border-radius: 10px;
  margin-bottom: 16px;
  font-size: 1.15rem;
}

.step-card h3 {
  font-size: 1.12rem;
  margin-bottom: 8px;
  color: var(--navy-900);
}

.step-card p {
  font-size: 0.92rem;
  color: var(--text-secondary);
}

/* Trust & Credentials Section */
.trust-section {
  padding: 60px 0;
  background-color: #ffffff;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
  text-align: center;
}

.trust-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 28px;
  margin-top: 32px;
  text-align: left;
}

.trust-card {
  background: var(--bg-page);
  border: 1px solid var(--border-color);
  border-radius: var(--radius);
  padding: 28px;
}

.trust-card h3 {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--navy-900);
  margin-bottom: 18px;
}

.trust-comparison-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.trust-comparison-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.check-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: #dbeafe;
  color: #0369a1;
  font-weight: 800;
  font-size: 0.82rem;
  flex-shrink: 0;
  margin-top: 3px;
}

.trust-comparison-list strong {
  display: block;
  font-size: 0.96rem;
  color: var(--navy-900);
}

.trust-comparison-list p {
  font-size: 0.88rem;
  color: var(--text-secondary);
  margin-top: 2px;
}

.credentials-card {
  background: #ffffff;
  border: 1px solid #cbd5e1;
  box-shadow: var(--shadow);
}

.verified-pill {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 800;
  color: #15803d;
  background: #dcfce7;
  padding: 3px 10px;
  border-radius: 9999px;
  margin-bottom: 8px;
}

.credentials-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 16px;
}

.cred-row {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding-bottom: 8px;
  border-bottom: 1px dashed var(--border-color);
  font-size: 0.88rem;
}

.cred-row dt {
  color: var(--text-muted);
  font-weight: 600;
}

.cred-row dd {
  color: var(--navy-900);
  font-weight: 700;
  text-align: right;
}

.cred-row a {
  color: var(--primary-light);
  text-decoration: none;
}

.cred-row a:hover {
  text-decoration: underline;
}

.credentials-note {
  font-size: 0.8rem;
  color: var(--text-secondary);
  background: #f0f9ff;
  border: 1px solid #bae6fd;
  padding: 12px;
  border-radius: 8px;
}

/* FAQ */
.faq-section {
  padding: 64px 0;
  text-align: center;
}

.faq-list {
  max-width: 780px;
  margin: 28px auto 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
  text-align: left;
}

.faq-item {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius);
  padding: 18px 22px;
  cursor: pointer;
  transition: border-color 0.15s;
}

.faq-item:hover {
  border-color: #cbd5e1;
}

.faq-item summary {
  font-weight: 700;
  color: var(--navy-900);
  font-size: 0.98rem;
}

.faq-item p {
  margin-top: 12px;
  color: var(--text-secondary);
  font-size: 0.92rem;
}

/* Final CTA */
.final-cta {
  background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%);
  color: #ffffff;
  padding: 64px 0;
  text-align: center;
}

.final-cta h2 {
  font-size: 2rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.final-cta p {
  color: #cbd5e1;
  margin-bottom: 24px;
  font-size: 1.05rem;
}

.btn-large {
  max-width: 420px;
  font-size: 1.12rem;
  padding: 18px 36px;
}

.final-cta-hours {
  margin-top: 14px;
  margin-bottom: 0 !important;
  font-size: 0.84rem !important;
  color: #94a3b8 !important;
}

/* Footer */
.footer {
  background-color: var(--navy-950);
  color: #94a3b8;
  font-size: 0.84rem;
  padding: 36px 0 44px;
  border-top: 1px solid #1e293b;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.footer-legal strong {
  color: #f8fafc;
}

.footer-credentials-line {
  margin-top: 4px;
  color: #cbd5e1;
  font-weight: 600;
}

.footer-sep {
  margin: 0 8px;
  color: #475569;
}

.footer-contact-line {
  margin-top: 4px;
  color: #94a3b8;
}

.footer-disclaimer {
  margin-top: 10px;
  color: #64748b;
  font-size: 0.78rem;
  line-height: 1.5;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.footer-links a {
  color: #38bdf8;
  text-decoration: none;
  font-weight: 600;
}

.footer-links a:hover {
  text-decoration: underline;
}

/* Mobile Sticky Bottom Bar */
.mobile-sticky-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: rgba(15, 23, 42, 0.96);
  backdrop-filter: blur(8px);
  color: #ffffff;
  padding: 12px 16px;
  z-index: 50;
  border-top: 1px solid #334155;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}

.mobile-sticky-info strong {
  display: block;
  font-size: 0.9rem;
  line-height: 1.2;
}

.mobile-sticky-info span {
  display: block;
  font-size: 0.75rem;
  color: #cbd5e1;
}

.btn-whatsapp-mini {
  background-color: var(--whatsapp-bright);
  color: #022c22;
  font-weight: 800;
  font-size: 0.88rem;
  text-decoration: none;
  padding: 10px 16px;
  border-radius: 9999px;
  white-space: nowrap;
}

/* Modal */
.modal {
  display: none;
  position: fixed;
  inset: 0;
  background-color: rgba(2, 6, 23, 0.7);
  z-index: 100;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.modal.active {
  display: flex;
}

.modal-content {
  background: #ffffff;
  padding: 28px;
  border-radius: var(--radius);
  max-width: 560px;
  position: relative;
  box-shadow: var(--shadow-xl);
}

.modal-content h3 {
  color: var(--navy-900);
  margin-bottom: 12px;
}

.modal-content p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  margin-bottom: 12px;
}

.modal-close {
  position: absolute;
  top: 16px;
  right: 16px;
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--text-muted);
}

/* Responsividade Mobile e Tablet */
@media (max-width: 920px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .trust-grid {
    grid-template-columns: 1fr;
  }

  .navbar-links {
    display: none;
  }
}

@media (max-width: 640px) {
  body {
    padding-bottom: 68px;
  }

  .hero {
    padding: 28px 0 36px;
  }

  h1 {
    font-size: 1.75rem;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .form-row-2 {
    grid-template-columns: 1fr;
  }

  .topbar-content {
    justify-content: center;
    text-align: center;
  }

  .topbar-city {
    display: none;
  }

  .cred-row {
    flex-direction: column;
    gap: 2px;
  }

  .cred-row dd {
    text-align: left;
  }

  .mobile-sticky-bar {
    display: flex;
  }
}